https://toolkit.radicalroutes.org.uk/wiki/Special:RecentChanges Track the most recent changes to the wiki in this feed. en MediaWiki 1.46.0 Mon, 31 Aug 2026 21:35:30 GMT https://toolkit.radicalroutes.org.uk/index.php?title=Affording_a_house&diff=783&oldid=703 https://toolkit.radicalroutes.org.uk/index.php?title=Affording_a_house&diff=783&oldid=703 <p>remove triodos</p> <table style="background-color: #fff; color: #202122;" data-mw-interface=""> <col class="diff-marker" /> <col class="diff-content" /> <col class="diff-marker" /> <col class="diff-content" /> <tr class="diff-title" lang="en"> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">← Older revision</td> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">Revision as of 06:25, 3 August 2026</td> </tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l21">Line 21:</td> <td colspan="2" class="diff-lineno">Line 21:</td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>Normally a mortgage lender will be prepared to lend you up to 70%-80% of the value of the property. The bank will tell you what your monthly repayments will be if you borrow a certain amount, you can also get these figures from many mortgage calculators available on the web. Extending the length of a mortgage-type loan costs more over time but it also reduces monthly costs, which can make a business plan work much better.</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>Normally a mortgage lender will be prepared to lend you up to 70%-80% of the value of the property. The bank will tell you what your monthly repayments will be if you borrow a certain amount, you can also get these figures from many mortgage calculators available on the web. Extending the length of a mortgage-type loan costs more over time but it also reduces monthly costs, which can make a business plan work much better.</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><br></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><br></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>Fewer mortgage lenders are now willing to lend to co-ops. At the time of writing your best chance is to approach [https://ecology.co.uk Ecology Building Society<del style="font-weight: bold; text-decoration: none;">] or [https://www.triodos.co.uk/ Triodos bank</del>]. It may also be worth trying local building societies. Interest rates offered vary, so contact the lenders early on in the process to find out what they might offer as it will affect your cashflow projections. They will not commit to lending to you at this stage but it is useful to start a conversation.</div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>Fewer mortgage lenders are now willing to lend to co-ops. At the time of writing your best chance is to approach [https://ecology.co.uk Ecology Building Society]. It may also be worth trying local building societies. Interest rates offered vary, so contact the lenders early on in the process to find out what they might offer as it will affect your cashflow projections. They will not commit to lending to you at this stage but it is useful to start a conversation.</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><br></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><br></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>== Loan Stock ==</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>== Loan Stock ==</div></td></tr> </table> Mon, 03 Aug 2026 06:25:26 GMT Da5nsy https://toolkit.radicalroutes.org.uk/wiki/Talk:Affording_a_house