https://toolkit.radicalroutes.org.uk/wiki/Special:RecentChanges Track the most recent changes to the wiki in this feed. en MediaWiki 1.45.3 Tue, 30 Jun 2026 21:58:41 GMT https://toolkit.radicalroutes.org.uk/index.php?title=Loan_stock&diff=782&oldid=778 https://toolkit.radicalroutes.org.uk/index.php?title=Loan_stock&diff=782&oldid=778 <p><span class="autocomment">Getting ready to start a loanstock scheme</span></p> <table style="background-color: #fff; color: #202122;" data-mw="interface"> <col class="diff-marker" /> <col class="diff-content" /> <col class="diff-marker" /> <col class="diff-content" /> <tr class="diff-title" lang="en"> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">← Older revision</td> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">Revision as of 15:03, 28 June 2026</td> </tr><tr><td colspan="4" class="diff-multi" lang="en">(One intermediate revision by the same user not shown)</td></tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l13">Line 13:</td> <td colspan="2" class="diff-lineno">Line 13:</td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>A well-subscribed loanstock scheme is useful in convincing other potential lenders that you already have a certain level of support and are not undertaking the venture entirely on your own. If you can raise enough this way it is possible to buy a property solely with loan stock.</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>A well-subscribed loanstock scheme is useful in convincing other potential lenders that you already have a certain level of support and are not undertaking the venture entirely on your own. If you can raise enough this way it is possible to buy a property solely with loan stock.</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><br></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><br></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>To confirm loan arrangements in advance, give potential lenders a form with which they promise, on notice, to invest an amount when you most need it. You can start collecting such pledges before registration is complete but do not accept loans or issue loan stock certificates until you are registered. Template loanstock documents including forms and certificates are available from [https://www.catalystcollective.org/housing-co-op-support-documents/<del style="font-weight: bold; text-decoration: none;">|</del>Catalyst Collective]</div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>To confirm loan arrangements in advance, give potential lenders a form with which they promise, on notice, to invest an amount when you most need it. You can start collecting such pledges before registration is complete but do not accept loans or issue loan stock certificates until you are registered. Template loanstock documents including forms and certificates are available from [https://www.catalystcollective.org/housing-co-op-support-documents/ Catalyst Collective]<ins style="font-weight: bold; text-decoration: none;">.</ins></div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><br></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><br></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>The continual issues of loan stock is not allowed – you will need to set a start and end date for each period during which the co-op is accepting loan stock.</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>The continual issues of loan stock is not allowed – you will need to set a start and end date for each period during which the co-op is accepting loan stock.</div></td></tr> </table> Sun, 28 Jun 2026 15:03:38 GMT Sim.brighton https://toolkit.radicalroutes.org.uk/wiki/Talk:Loan_stock https://toolkit.radicalroutes.org.uk/index.php?title=Early_finances,_setting_up_a_bank_account,_applying_for_tax_relief&diff=780&oldid=756 https://toolkit.radicalroutes.org.uk/index.php?title=Early_finances,_setting_up_a_bank_account,_applying_for_tax_relief&diff=780&oldid=756 <p><span class="autocomment">How to apply</span></p> <table style="background-color: #fff; color: #202122;" data-mw="interface"> <tr class="diff-title" lang="en"> <td colspan="1" style="background-color: #fff; color: #202122; text-align: center;">← Older revision</td> <td colspan="1" style="background-color: #fff; color: #202122; text-align: center;">Revision as of 15:02, 28 June 2026</td> </tr><tr><td colspan="2" class="diff-multi" lang="en">(One intermediate revision by the same user not shown)</td></tr><tr><td colspan="2" class="diff-notice" lang="en"><div class="mw-diff-empty">(No difference)</div> </td></tr></table> Sun, 28 Jun 2026 15:02:31 GMT Sim.brighton https://toolkit.radicalroutes.org.uk/wiki/Talk:Early_finances,_setting_up_a_bank_account,_applying_for_tax_relief https://toolkit.radicalroutes.org.uk/index.php?title=Loan_stock&diff=778&oldid=513 https://toolkit.radicalroutes.org.uk/index.php?title=Loan_stock&diff=778&oldid=513 <p></p> <table style="background-color: #fff; color: #202122;" data-mw="interface"> <col class="diff-marker" /> <col class="diff-content" /> <col class="diff-marker" /> <col class="diff-content" /> <tr class="diff-title" lang="en"> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">← Older revision</td> <td colspan="2" style="background-color: #fff; color: #202122; text-align: center;">Revision as of 15:00, 28 June 2026</td> </tr><tr><td colspan="4" class="diff-multi" lang="en">(One intermediate revision by the same user not shown)</td></tr><tr><td colspan="2" class="diff-lineno" id="mw-diff-left-l13">Line 13:</td> <td colspan="2" class="diff-lineno">Line 13:</td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>A well-subscribed loanstock scheme is useful in convincing other potential lenders that you already have a certain level of support and are not undertaking the venture entirely on your own. If you can raise enough this way it is possible to buy a property solely with loan stock.</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>A well-subscribed loanstock scheme is useful in convincing other potential lenders that you already have a certain level of support and are not undertaking the venture entirely on your own. If you can raise enough this way it is possible to buy a property solely with loan stock.</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><br></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><br></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>To confirm loan arrangements in advance, give potential lenders a form with which they promise, on notice, to invest an amount when you most need it. You can start collecting such pledges before registration is complete but do not accept loans or issue loan stock certificates until you are registered.</div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>To confirm loan arrangements in advance, give potential lenders a form with which they promise, on notice, to invest an amount when you most need it. You can start collecting such pledges before registration is complete but do not accept loans or issue loan stock certificates until you are registered. <ins style="font-weight: bold; text-decoration: none;">Template loanstock documents including forms and certificates are available from [https://www.catalystcollective.org/housing-co-op-support-documents/|Catalyst Collective]</ins></div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><br></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><br></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>The continual issues of loan stock is not allowed – you will need to set a start and end date for each period during which the co-op is accepting loan stock.</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>The continual issues of loan stock is not allowed – you will need to set a start and end date for each period during which the co-op is accepting loan stock.</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><br></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><br></td></tr> <tr><td class="diff-marker" data-marker="−"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #ffe49c; vertical-align: top; white-space: pre-wrap;"><div>Beware of receiving loan stock funds before you need them – house purchases can drag on for months and your co-op will be liable for interest payments agreed during this time whether or not you have any rental income. It may be that you can put the funds into a high interest bank account to cover this, but this won't be the case during times of low interest rates.  </div></td><td class="diff-marker" data-marker="+"></td><td style="color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #a3d3ff; vertical-align: top; white-space: pre-wrap;"><div>Beware of receiving loan stock funds before you need them – house purchases can drag on for months and your co-op will be liable for interest payments agreed during this time whether or not you have any rental income. It may be that you can put the funds into a high interest bank account to cover this, but this won't be the case during times of low interest rates.</div></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><br></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><br></td></tr> <tr><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>=== Considerations while looking for investors ===</div></td><td class="diff-marker"></td><td style="background-color: #f8f9fa; color: #202122; font-size: 88%; border-style: solid; border-width: 1px 1px 1px 4px; border-radius: 0.33em; border-color: #eaecf0; vertical-align: top; white-space: pre-wrap;"><div>=== Considerations while looking for investors ===</div></td></tr> </table> Sun, 28 Jun 2026 15:00:50 GMT Sim.brighton https://toolkit.radicalroutes.org.uk/wiki/Talk:Loan_stock